Skip to main content

Mortgages. Call Us on 0345 850 0842

Bank of Scotland Mortgages has a lot more to offer
our existing mortgage customers

At Bank of Scotland Mortgages we don't forget about you as soon as you have your mortgage - we want to give you all the help and support you need if you're moving home, looking for additional borrowing or want to change your existing Bank of Scotland mortgage (Early Repayment Charges may apply).

You can find details of our current mortgage deals, additional borrowing and information if you're facing financial difficulties.

When your current Bank of Scotland mortgage deal comes to an end, you will be charged interest at the Bank of Scotland Home Loan Rate, which is currently 5.20%.


Bank of England rate change announcement

Changes in the Bank of England Bank Rate could affect your mortgage

What is the Bank Rate?

What may happen to your mortgage repayments?
Use our calculator.

What happens when the Bank Rate changes?

Bank of England Bank Rate


New Deals for Existing Customers

Is your current Bank of Scotland mortgage deal coming to an end? If you want to change to a different rate, avoiding all the hassle of changing lender, then we'll do all that we can to help.

Our transfer process is a convenient product switching service and you could save on your monthly payments.

View the latest deals

Additional Borrowing

As a Bank of Scotland customer, additional borrowing could be a convenient way for you to release value tied up in your property. It could be suitable to fund the ideas you have for your home.

Learn more



Bank of Scotland plc, Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Copyright © 2008, Bank of Scotland. All rights reserved.