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Rate Change Calculator - Calculate Your Mortgage Payments

Use our rate change calculator to get an idea of how much your monthly mortgage payment might change.

You can find your current mortgage details in your most recent annual mortgage statement.

If you have a fixed rate mortgage, any change to the Bank of England base rate will not affect the fixed interest rate during the fixed rate period.

Where your mortgage is made up of a number of variable rate sub-accounts or parts, you'll need to complete separate calculations for each one.

If your mortgage is affected by a rate change, we will always write to you, to let you know your new monthly payment ahead of it being taken.

 

Why is the estimated payment change more/less than I expected?

 

The figure shown is for illustrative purposes only.

If your mortgage is affected by a rate change, we will always write to you, to let you know your new monthly payment ahead of it being taken.

Next steps

 

Switch to a new deal?

If you're on one of our lender variable rates and want the reassurance of a fixed rate, or if your current mortgage deal is ending. Whatever your situation we'll help you find a new deal.

Facing financial difficulties

Get in touch if you have concerns about paying your mortgage.

More information on base rate changes

Understand more about the Bank Base Rate and how changes to it could affect you.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

 

Bank of Scotland plc, Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Copyright © 2008, Bank of Scotland. All rights reserved.